Debt management plan (DMP)

Debt management is a strategy devised to help the debtor manage their debt. Usually, a third party deals with both the creditors and debtors. What is a debt management plan? Debt management is an agreement between the debtor and their respective creditor that provides leniency to the debtor. If a debtor is unable to repay…

Financial Discipline

In a world where applying for a credit card involves nothing more than filling an online form,  it is very easy to end up owing money to multiple credit cards and unsecure cash advance loans. Those with many small loans often end up in a rut where they make irregular interest payments without any significant…

Finding the correct lender for you

Short term loan are fairly common. In today’s society, where most people will admit to struggling to meet their needs on a monthly basis, personal loans have become the simple yet effective means by which one can survive in these difficult economic times. What are personal loans? Short term loan are short term loans typically…